Explore your American Express Card Benefits and enjoy shopping rewards, travel benefits and insurance protection just for being a. We just booked $5700 flights for 87K MRs and $219. The amex membership rewards is worth the most imo as you tend to get more rewards for spending and can use them on various flights and hotels. The American Express Platinum Card comes in different flavors. 3% cash back at U. This card charges a much lower $250 annual fee, yet it offers an annual up to $120 in Uber credits. Both cards have annual statement credits that can help offset their annual fees. 1,500 and above every month. Variable APR: 19. So in comparison, the. 5% cash back on all purchases. The other luxury hotel offer provides more significant savings than the non-luxury promotion, and you can save $140 when you spend $700 or more. What are the sign-up bonuses? American Express Preferred Rewards Gold offers 20,000 Membership Rewards points when you spend £3,000 within 90 days. I second the BILT card as well. Earn 60,000 points after spending $4,000 on purchases in the first 3 months. 4x Membership Rewards points at U. Thus, on earnings. Delta SkyMiles® Platinum American Express Card: Basics. Partner has an Amex everyday platinum cash back card. , or dine out at restaurants worldwide - with no. With the Amex Gold card, you could receive up to $1,250 per covered person per trip or $500 per person for checked bags if your luggage is lost, damaged, or stolen. Explore your American Express Card Benefits and enjoy shopping rewards, travel benefits and insurance protection just for being a. . S. Annual Fee. The average initial bonus is 30,719 points/miles or $233 cash back. Platinum; Feature: Gold: Platinum: Annual Fee: $250: $695: Reward Points: 90,000 after spending $4,000 in first 6 months: 150,000 after spending. supermarkets. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. The earning rate of 4 Membership Rewards points per dollar at restaurants and U. The AmEx BCP advertises 6% cashback for groceries, but, factoring in its $95 annual fee, the AmEx BCP only achieves a maximum effective cashback rate of 4. For example, if you book a $1,000 plane ticket with Delta through Amex Travel, you should earn around 5,000 Membership Rewards points. Apply Now. Head to your Amex Platinum home page and click the "Benefits" tab at the top of the screen. The Platinum Card® from American Express has an annual fee of $695. Good to Excellent. ago. $250: The Platinum Card ® from American Express: Earn 80,000 points after spending $8,000 on purchases in the first 6 months. 20. 2 cents apiece, meaning these 5,000 bonus points would be worth about $110. If you can pay your rent by ACH or paper check, no reason to leave 2650+ points behind each month. You won't get an intro bonus if you've had a personal (not business) Amex in the last two years. Other Benefits and Drawbacks: The Hilton Aspire Card is the only hotel credit card we’re aware of that offers automatic top-tier status. Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. Featured Benefits: Enjoy up to 10% cashback* for the first 3 months of Card issuance. If you can hit the minimum 3k spend in the first 3 months to obtain the 10k sign up bonus and you're interested in travel rewards, it's definitely worth it, otherwise the Amex cashback cards are probably a better option. Annual Fee: Rs. Card Highlights. Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or select gift cards. streaming subscriptions. Delta SkyMiles ® Platinum American Express Card. The American Express® Gold Card has a $250 annual fee. With the BPI Amore Platinum Cashback credit card, it definitely is! This card offers cashback on your essential and lifestyle spending, making it the ultimate shopping partner here and abroad, in. 60,000 plus applicable taxesWhile The Platinum Card® from American Express is a lucrative, premium card in and of itself, you can also share its perks with authorized users. $695: Capital One Venture Rewards Credit Card: Earn 75,000 miles when you spend $4,000 on purchases in the. See full list on forbes. It earns 1x on all other. Best Premium Delta Card. If you're looking for that perfect in-between sweet spot for your wallet, we're going to compare the mid-tier Amex Gold to the more upscale Platinum Card® from American Express. 5 - 0. com and you can earn 5X Membership Rewards points, or use Pay with Points, on prepaid stays. In general, Amex is more prestigious than Citi. Platinum Cashback Everyday Credit Card. The Capital One Savor charges $95 per year — a moderate annual fee for a rewards credit card. From now until the end of the month, U. See rates & fees) offers solid value for most travelers. Terms apply. The current public offer is: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months. If you hold a Membership Rewards-earning American Express card, you can score a 10%. As a top-tier travel card, the Amex Platinum card usually charges a $695 annual fee (see rates & fees ). American Express Platinum Reserve Credit CardAmerican Express® Platinum Reserve SM Credit Card. The Business Platinum Card® from American Express. supermarkets, U. Now the only real benefits are the $120 Uber and $120 Dining Credit (which I value at $0 now since I do not eat at those places). However, the Cash Magnet is a main line Amex card, so it would be easy for Amex to change it. The Cashback Everyday card (free) has a tiered system: in Year 1, 5% cashback on all your spending in the first three months, up to £2,000 of purchases. Credit card holders tend to prefer cash back. It’s usually best to pay a rewards card’s bill in full every month, unless there. Variable APR: 19. Looking to get a credit card to obtain discounts on my dining. High—Flexible point credit cards often offer more opportunities for. 24% based on your credit score and other factors at the time you apply for an account. American Express, a leading financial institution, offers a wide range of services including credit, debit, and charge cards, complemented by various travel-related services. All in all, the benefits with Gold are good. This is made even more clear with each card’s benefits. Sticking with the following tips can help you to earn the most: Tip #1: Plan out your big purchases so you can take advantage of paying early and getting a 1. While the issuer. You just can't change miles into cash back. As other have said the Amex gold would fit nicely with that spend, but just be aware that cash back is a horrible option for Amex MR (. 5% discount. Credit Cards. To find out more, please email Maybank's Customer Care Hotline at 1300 88 6688 or email to [email protected] Line: You’ll find complimentary Amex cell phone protection coverage on over a dozen premium American Express cards. Based on my research on this subreddit, is it fair to say that the straight 5% cash back I can get on the Citibank Custom Cash card (no annual fee) is going to be a better deal than the AmEx Gold ($250 annual fee) 4x points on restaurants, even with. Amex Gold comparison Here's a quick overview that compares the key perks on the two cards (note that enrollment is required for select. The Platinum Card® from American Express is most definitely the latter. Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. The American Express ® Gold Card automatically wins in this category due to its much lower annual fee of $250 (see rates and fees), compared to the $695 annual. It’s tied only by The Business Platinum Card® from American Express (see rates & fees) and topped only by the invite-only Amex Centurion. S. With the Preferred® card you have tiered-rewards earning of 6% cash back at U. streaming subscriptions; 3% back on transit including taxis/rideshare, parking, etc. JOHN GRIBBEN/THE POINTS GUY. But that fee unlocks. MARTIN DIMITROV/GETTY IMAGES. With the Amex Platinum card, coverage is. And while some of the Platinum card’s benefits. The American Express Gold Card carries a $250 annual fee and may allow you to carry a balance for some charges. American Express Gold Card. S. Prices range from $12. For example, you can use the Amex Platinum to earn 5 points per dollar spent on flights (on up to $500,000 in purchases each calendar year) and the Amex Gold to earn 4 points per dollar spent on dining at worldwide restaurants and groceries at U. Our quick take : The Platinum Card® from American Express is the gold standard of luxury rewards. 4 points per dollar on supermarket spending, on up to $25,000 in purchases each year. Essentially, if the platinum gives me £50 cashback, but the Amex Gold points gives me £60 worth of amazon/boots vouchers or whatever, I'd rather have the latter. By Holly D. 1,000 plus applicable taxes Second Year onwards: Rs. Annual fee: $250. 0 cents per point on average when transferred to a high. The AmEx BCP advertises 6% cashback for groceries, but, factoring in its $95 annual fee, the AmEx BCP only achieves a maximum effective cashback rate of 4. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. S. The Amex Blue Cash Preferred card earns bonus cash-back on transit, including tolls, buses, trains, parking, and more. Earn 5X Membership Rewards® Points for flights booked directly with airlines. S. The Amex Cobalt card is a travel rewards card that earns you American Express Membership Rewards on every purchase. American Express issues branded credit cards in partnership with airlines, hotels and others. Both cards offer travel and purchase protections, rental car coverage, and exclusive access to American Express Experiences. My question is really whether the amex gold points or avios points earned are more "valuable" than £50-£100 cashback I'm likely to earn in a 12 month period, say. Add a Supplementary Cardmember now and they can start earning points on your Account and enjoy many of the benefits. 1 Spend £10,000 in your first 6 months to earn 75,000 points. gas stations, up to $6,000 per year, then 1%, 3% cash. Earn 60,000 points after spending $4,000 on purchases in the first 3 months. That said, Amex also introduced several new perks in the same year, giving the card up to $929 in additional ongoing value after the first year. It’s typically a percentage of a transaction that’s credited back to you as a loyalty reward. Step 2: Click Get Started. 4% for groceries. Some cards offer rewards in the form of cash back. One of the greatest ways the Amex Gold adds value is through its dining and Uber credits. The MR points can be worth more than the cashback you earn if you can hit £3K spending in three months. American Express® Gold Card. Here's what you need to know about the Charles Schwab version. Welcome Gift1 of 4,000 Bonus Membership Rewards® Points. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. Make Purchases Online. Both The Platinum Card® from American Express and the Delta SkyMiles® Reserve American Express Card offer welcome bonuses for new cardmembers. The Platinum Card’s welcome bonus is: Earn 80,000. Scotiabank Value ® Visa* Card. 5% “cash-back,” which is actually an early payment discount. While the issuer. 8-2 cents each as long as you don't use them on things like gift cards or paying for purchases etc. 88, this is actually charged out in monthly bites – so $12. The card will set you back $250. The Amex Platinum has a much higher annual fee: $695 compared to $250 for the Amex Gold card. $695. American Express® Gold Card: Earn up to 4x points on dining and U. 1. Further, the AmEx BCP's effective cashback rate could be lower than 4. The Platinum Card® from American Express: Best for frequent travelers. Another change is how you have to wait until the 13th month to get the cashback on the Platinum Cashback card, while on the MR points cards. I currently have a chase card and am enjoying the 1% cash back - I think mine runs out in June as I joined late. Intro APR: None. The AMEX Gold on the other hand was repositioned as the "baby Platinum" card. The earning rate of 4 Membership Rewards. The APR on this card ranges from 21. Platinum Cashback Everyday – Up to £100 bonus cashback. 4% return on spend. com by January 31,. 1,500 and above every month. 4. So you could look at it as getting a small rebate on your spending. Cardmembers with Cards issued prior to September 1, 2022 will. Based on TPG's valuation of 2 cents each for Membership Rewards points, the welcome offer for the Amex Gold is worth $1,200. You'll get a higher earn with both of those at a smaller amount of AF. gas stations and Amex Travel, and 1X points on other eligible purchases. The free MR card is also a decent option if you want to go this route. 49% variable. Apply online today!Neither card currently has a 0% APR offer, and neither has foreign transaction fees. The Resy offer on Plat is 125k + 10X restaurants for 6 months. Amex Platinum Quick Facts. American Express Platinum Reserve Credit CardAmerican Express® Platinum Reserve SM Credit Card. I only goes one way. Blue Cash Preferred® Card from American Express - 6% cash back on up to $6,000 in purchases per calendar year; then 1%. S. Platinum Cashback Everyday – Up to £100 bonus cashback. 06 (Amex Air Miles Platinum. Add a Supplementary Cardmember now and they can start earning points on your Account and enjoy many of the benefits. That could add up to $100 in statement credits. supermarkets on up to $25,000 per calendar year in purchases, then 1x. Amex Gold card — Premium. In many cases, this will be $8,000 or $10,000. *Up to a maximum of Php2,500 worth of bonus cashback. Whether you’d prefer to earn up to 6% cash back in certain spending categories or would rather pay no annual fee, Amex has a cash back Card for you. While the Amex Green Card also includes the same 90-day benefit, you're capped at $1,000 per claim and $50,000 per year. The Amex Gold offers two different credits that are worth up to $120 each per year. 99 a month. 0. With the Amex Platinum card, coverage is provided for up to $3,000 per person for carry-on bags and up to $2,000 for checked bags. The American Express Platinum Charge Card has no limit - this is rare among platinum cards and, for this reason, only suitable for high-earners who always repay their balance. While the Amex Green Card also includes the same 90-day benefit, you're capped at $1,000 per claim and $50,000 per year. S. You would have to spend roughly $3500 more per year on travel than you do groceries for CSP to be a better value (if someone can double check my math that’d be much appreciated. APR. The Capital One Spark Miles card is our runner-up business card, but this credit card has a totally different ideal cardholder than the Amex Business Gold card. 12. The Amex Gold annual fee is $250, while the Amex Blue Cash Preferred stands at $95. S. As with all Amex Cards, Gold Card Members can add Additional Card Members – also known as authorized users – as long as the individual is at least 13 years old or older and never had a defaulted account with American Express. 4,500 plus applicable taxes. Amex Gold card — Premium. With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U. For starters, the Amex Gold card offers 4 points / $1 spent at spent at restaurants worldwide (plus takeout and delivery in the U. Card type: Airline. Replacing it would be an Uber Cash benefit, presumably piggybacking off of the success from The Platinum Card ® from American Express’ Uber Cash benefit. Amex reserves access to its Amex FHR program for. Welcome bonus offer. If you spend more than $6,000, you get 1% thereafter, bringing the average below 4. But there’s a fork in the road in terms of statement credits. *Rewards. We value Amex Membership Reward points at 2. While the Amex Green Card also includes the same 90-day benefit, you're capped at $1,000 per claim and $50,000 per year. The real attraction of the Maybank 2 Gold & Platinum Cards lies in its TreatsPoints and cashback benefits – up to 5x TreatsPoints on virtually every RM1 spent and 5% cashback on. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. Examples of cards that let you transfer points to American Express transfer partners include the Amex EveryDay Credit Card, the Amex Platinum Card and the Amex Gold Card. The Blue Cash Preferred Card currently offers a $250 statement credit after spending $3,000 in purchases within the first 6 months. Credit Recommended. Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. Before diving into each card’s attributes, let’s start with a high-level overview comparison of the Chase Sapphire Preferred card and the Amex Gold card. But if you can get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. The American Express Gold Card is worth it for users who love dining out or have a habit of spending generously at U. Here are other common rates and fees. American Express Gold Card. You'll earn at least 1 point per dollar spent with your card. legal (external) No fee. No minimum spend. 49% to 27. The Amex Plum card costs nothing the first year but costs $250 per year after that. That means an offer to earn 8% cash back is equal to earning 8 Membership Rewards points per dollar. Get stay vouchers worth INR 45,000 from Taj, SeleQtions and Vivanta Hotels. Annual Fee. Make a transaction in month 15 to earn another 25,000 points. S. Cashback Cards. com by January 10, 2024. I don’t count that in offsetting the AF as that’s a one time benefit but that also is easily worth $900 + $250 at a poor redemption and $2700 + $250 at a good redemption. I would get both (I have both in nyc). Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. There isn’t another card on the market that offers a 1-2 punch like this. The up to $120 per year dining credit is broken down into $10 monthly. Remember that Cashback Everyday requires £3,000 of annual spending before it pays out. S. However, with only a 1x earning rate, you'll earn a measly 2,676 points. 8% APR variable. 2 cents per point, this means that an elevated offer of 90,000-point bonus offer is worth ~$1,980, where as a 60,000-point bonus offer is worth ~$1,320. Welcome bonus offer. However, generally not much higher than mid-tier welcome offers. What are the sign-up bonuses? American Express Preferred Rewards Gold offers 20,000 Membership Rewards points when you spend £3,000 within 90 days. S. Ink Business Preferred Credit Card: 3 points per dollar: Ultimate Rewards points: Capital One Venture Rewards Credit Card: 2 miles per dollar: Capital One miles: Capital One Venture X Rewards. Moderate—Cash-back cards exist that earn bonuses in specific categories or as high as 2% to 2. The Amex Gold offers 60,000 Membership Rewards. Building on the Gold Card’s existing rewards and benefits, eligible Cardmembers can now get £5 back, twice every month* , when simply ordering their favourite dishes. This comparison will hopefully help you determine which card is best for you. Christian_L7. First-year rewards value: $512. The Amex Gold annual fee is $250, while the Amex Blue Cash Preferred stands at $95. No, but you can use the Amex Platinum card’s rewards to get cash-back by covering charges with points. For example, 20K MR points is worth £160 in Nectar vouchers and sometimes they offer bonuses with the highest being 40K MR points in total. As mentioned in the section above, you may receive up to $800 per claim, and each claim is subject to a $50 deductible. The American Express® Gold Card charges $250 per year, while the American Express® Business Gold Card charges $295 ($375 if application is received on or after 2/1/24) per year. S. 6 cents per. The first is an Uber Cash benefit and the other is a Dining Credit that can be used. UK, May 6, 2021 – From 6 May, new and existing American Express® (NYSE: AXP) Preferred Rewards Gold Cardmembers can tuck into an exclusive new benefit with Deliveroo. 3X Points on all expenditures abroad. Options include: Amazon: 0. 15 grams. Rates & Fees winner The Platinum Card® from American Express Sponsored Card 707 3. 24% based on your credit score and other factors at the time you apply for an account. Amex Gold for dining/groceries and CFU for non-category purchases. (Scotiabank Amex Gold) to $317. streaming subscriptions, transit, and U. $550. 4 Min Read 16 NOV 2023. supermarkets up to $6,000 in per year in purchases, 2X points at U. THE POINTS GUY. The American Express® Gold Card is a great card for dining out, ordering takeout and traveling, but it comes with a relatively high $250 annual fee ( see rates and fees ). The Platinum card will make sense for those who can take advantage of the card's perks and credits — and buy a lot of flights to maximize the earning categories. S. An. Overall, Forbes Advisor estimates that the SimplyCash Preferred Card earns $655. 2. Currently, there are 4 Amex card levels in the travel rewards category. Foreign transaction fee: None. $650 ( rates & fees)New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership. The Amex Gold Card comes with 60,000 Membership Rewards® points after spending $6,000 on purchases on the card in the first six months of card. With bonus categories like U. 49% to 27. Most business owners know that the key to success is having a good, solid plan. The Platinum Card from American Express. The Amex Platinum card has various benefits for its cardholders upon enrollment, including statement credits, airport lounge access, hotel elite status, and more. The Capital One Venture X card is Capital One’s ultra-premium credit card. The American Express Gold Card offers plenty of ways to earn points – including 4 points per dollar spent at U. AmEx Gold vs Citi Custom Cash. Based on my research on this subreddit, is it fair to say that the straight 5% cash back I can get on the Citibank Custom Cash card (no annual fee) is going to be a better deal than the AmEx Gold ($250 annual fee) 4x points on restaurants, even with. Earn up to 1. Scroll until you see "$240 Digital Entertainment Credit. How To Get the Amex Rose Gold Card. 6. supermarkets (on up to $25,000 in purchases per year) and restaurants – and redeem rewards. 19. Show Pros, Cons, and More. supermarkets: American Express® Gold Card - 4x points on up to $25,000 in purchases per calendar year; then 1x. Best Discover Credit Cards. $695: Capital One Venture Rewards Credit Card: Earn 75,000 miles when you spend $4,000 on. It's only 0. Updated 10:10 PM EDT, Mon November 13, 2023. Terms & Conditions Apply. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. The American Express Travel portal allows you to redeem Membership Rewards points directly for travel reservations and activities rather than transfer your rewards to airline or hotel partners like Delta Air Lines SkyMiles and Marriott Bonvoy. The Gold Card has a $250 annual fee 1 and offers a number of accelerated points-earning opportunities, especially for food lovers:. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. 1x points = 1% cashback when maximizing rewards). The good news is, Amex Platinum cardholders have access to up to $300 a year in statement credits when they use their card on the Equinox+ digital fitness app or eligible Equinox club memberships. Before you go and sign up for Equinox, be sure to enroll in the $300 Equinox credit in your American Express account: Image Credit:. After annual spending of $24,000, the Amex Green Card gives you $480 towards Aeroplan or British Airways flights, compared to the $960 you would have earned with the Amex Cobalt. This is made even more clear with each card’s benefits. Then there are the less exciting fees. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. 24%-29. Julian Kheel. 5K points on the Gold card earnings to. 0% APR variable on purchases). Membership Rewards on the American Express® Gold Card can be worth 1 cent each when used to book select travel through American Express, while other travel bookings will only yield 0. Cashback is a credit card benefit that allows you to earn money back on things you buy with the relevant card. Options include: Amazon: 0. American Express ® Gold Card: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months. I second the BILT card as well. Both the American Express® Gold Rewards Card and The Platinum Card® from American Express fall into Amex’s category of travel cards with substantial. 80,000-point. It’s tied only by The Business Platinum Card® from American Express (see rates & fees) and topped only by the invite-only Amex Centurion. If you take out a cash advance. Capital One Quicksilver; Capital One Quicksilver vs. Earn 5. Amex Platinum has more travel perks, like lounge access, Global Entry fee credit, elite hotel status, and luxury travel discounts. , 4 points per $1 at U. Blue Cash Everyday® Card from American Express - best for cash-back beginners. An affinity credit card is a card issued in partnership with an organization or university that has a built in constituency, such as a group with a cause or an alumni group. 40 spent using the card. Limited Time Offer: Earn 25,000 Membership Rewards® points* PLUS spend anything in month 15 and get 5,000 Membership Rewards® points *when you spend £3,000 in your first three months of Cardmembership. The American Express Platinum Card comes in different flavors. In addition, selected transactions are eligible for up to 3x TreatsPoints for every RM1 spent. The Amex Gold card offers 4x earnings on up to $25,000 in purchases per calendar year for total earnings of 100,000 Membership Rewards points. streaming subscriptions, 3% cash back at U. I don’t count that in offsetting the AF as that’s a one time benefit but that also is easily worth $900 + $250 at a poor redemption and $2700 + $250 at a good redemption. The Capital One Spark Miles card is our runner-up business card, but this credit card has a totally different ideal cardholder than the Amex Business Gold card. Image Credit: American Express. S. The Amex Gold offers up to $120 in dining credit each year, while the Amex Platinum offers up to $100 in fee reimbursement for Global Entry or TSA PreCheck, complimentary airport lounge access, free elite hotel status with Marriott Bonvoy and Hilton Honors, and more. £2,000 – £0 Cashback Everyday vs £16 BA Amex. Gas Stations The rates and fees of the American Express Business Gold Card include: Annual fee: $295. You can use your Membership Rewards points to pay for online purchases with a number of retailers at a rate of 0. But since the Schwab card is co-branded it would make it hard for Amex to update it. That’s a nice return on your spending, and far better than, for example, receiving $50 off your stay. In the publicly available rewards card space, The Platinum Card® from American Express is considered the cream of the crop. Best two-year value: The Platinum Card® from American Express. S. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. The card's $695 annual fee, which increased from $550 in 2021, is among the highest in the industry. 4% if a cardholder spends less than $6,000/year on groceries. In the past, Schwab used to have a 2% cashback card, which they replaced with the 1. Compare the free BA Amex to the free Amex Platinum Cashback Everyday. The Amex Gold credit card hedges out the Amex Platinum by a small margin when it comes to the welcome bonus. You'll get a higher earn with both of those at a smaller amount of AF. That’s equal to a 4. 49% variable. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American Express — Most premium. Meanwhile, the welcome offer for the Amex Business Gold is worth $1,400 — albeit with a higher spending requirement. The Platinum Card® from American Express is most definitely the latter. com Both the American Express® Gold Rewards Card and The Platinum Card® from American Express fall into Amex’s category of travel cards with substantial perks—but they have distinct. 2x points on eligible travel.